ABOUT
US
Northeast Oklahoma
Federal Credit Union is a not-for-profit and
member owned financial institution. The
difference between the Credit Union and a bank is
simple. The difference is membership;
excess earnings are returned to our members in
the form of better service, lower interest rates
for loans, higher yields on savings and
investment accounts, and by adding new financial
products and services. You are invited to
take part of the many benefits of Credit Union
Membership.
STATISTICS
as of 05/31/2010
Membership:
6,591
Total Assets: $47,441,646.49
Total Loans: $17,234,503.47
Total Shares: $43,020,298.98
HOW TO JOIN THE CREDIT UNION
To become a
member you open a share account with a deposit of
$25.00. When you become a shareholder you
are eligible to take advantage of the many
benefits of membership of NEO Federal
Credit Union. Call us
for the details and information!
(918) 542-6673 -
Miami
(918) 341-0100 - Claremore
Our Mission
Statement
Northeast Oklahoma Federal Credit Union is a member owned
financial cooperative existing for the purpose of providing
financial services to meet member needs while maintaining
financial stability.
Membership Is
The
Credit Union Difference
Credit Unions are unique in the financial
world. We are not banks. We are not like any other
financial provider. What makes us different? Membership
is the key.
We exist to serve our members
Credit Unions are nonprofit. We exist to serve our
members, not to make money. That's why we can provide
quality services at affordable prices. Our members view credit
unions as a cost conscious alternative to the profit driven
financial industry.
We're owned by our members
Credit Unions are co-ops, owned by members and operated in
their common interest. We have no outside stockholders or
investors, so our members alone benefit from our financial
success.
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USA
PATRIOT ACT
Federal
law requires all financial institutions to obtain, verify and
record information that identifies each person who opens an
account or a new service. These new procedures are
designed to prevent crimes, such as identify theft and account
fraud that terrorist use to finance their operations against
the United States and it's citizens. These extra
security precautions help the government fight the funding of
terrorism and money laundering activities.
HERE
IS WHAT NEO FCU IS DOING:
When
an account is opened, we will ask to see your driver's license
or other identifying government issued documents. This
required verification might be inconvenient for some but a
strong deterrent for terrorist and their criminals. We
will only use this information for purposes of complying with
the law. Your privacy is our top concern and we will
respect and protect it. This is one way we can fight the
war on terrorism. Thanks for your cooperation.
We're controlled by our members
Members control us. Each year, they elect from their own
ranks a volunteer board of directors that guide the operation
of the credit union based on member needs. Every member has a
say in how we are run. This volunteer leadership allows us to
control costs and pass the savings along to our members.
We're responsive to our members'
Needs
Day to day, we provide members with services that aren't
always available elsewhere. We frequently make special
provisions to help members through layoffs and other financial
hardship. We also provide services to members who otherwise
might not have access to them.
We pool our resources to benefit
members
Our members deposit money with us so that fellow members
can borrow when they need to. Unlike some financial
institutions, credit unions return those member deposits to
the citizens of the communities from which they are drawn. In
an industry know to be highly competitive, credit unions work
cooperatively, pooling resources for the research and
development of cost effective services that benefit all credit
union members.
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